As Valentine’s Day brings heart-shaped chocolate boxes and roses by the dozen into your imagination, seize the moment to learn about the drawbacks of “I love you” wills and introduce yourself to the estate planning move that is actually going to ensure you do well by your loved ones: a lifetime beneficiary trust. Rise above the misconceptions No aspect of estate planning brings out as much emotional decision-making as the division of assets. Many people think, “I love you,” s