Yes, even the undead need an estate plan. After you stop laughing you need to hear me out. As we have learned from the likes of The Vampire Chronicles, the Twilight saga, and HBO’s True Blood, vampires are not immortal. They do die, and it is usually unexpected and messy. While vampires are not good candidates for life insurance and probably do not need an Advance Healthcare Directive (after all, their wounds seem to heal quickly and they never end up in the hospital), they

We are all told to save as much money as possible for retirement, but how much is really enough? For years, experts have relied on the 4% rule to help determine how much savings is truly adequate. The rule states that if you begin by withdrawing 4% of your nest egg's value during your first year of retirement, and then adjust subsequent withdrawals for inflation, you will avoid running out of money for 30 years. Not only is the 4% rule a nice idea in theory, but it's been tes

Have you ever wondered what would happen to your debts if you passed away before paying them off? Will your loved ones be obligated to pay your debts or will they simply disappear? Every person’s debt landscape is different, and the best approach is to create a tailor-made estate planning strategy to make sure your debt does not come back to haunt your family after you are gone. Common questions about debt after death Many individuals do not have a clear picture of what h

There is a common misconception that estate plans are only for the ultra-rich - the top 1 percent, 10%, 20%, or some other arbitrary determination of “enough” money. In reality, nothing could be further from the truth. People at all income and wealth levels can benefit from a comprehensive estate plan. Sadly, many have not sat down to put their legal house in order. According to a 2016 Gallup News Poll, more than half of all Americans do not have a will, let alone a comprehe